Welcome To Positive Dynamics

For upcoming seminars please contact admin@positivedynamics.com.au or phone 1300 784 084

Positive Dynamics is one of Australia’s leading, award-winning Wealth Management and Strategic Planning firms.

We have been serving our community for almost two decades. Working with clients through all aspects of their financial decisions, we take great pride in designing bespoke investment portfolios that deliver on our clients dreams, goals and objectives.

To help our clients achieve optimum wealth creation, asset protection & effective financial streaming we offer a range of services and solutions:

  • Wealth Management
  • Financial Planning
  • Superannuation, including Self-Managed Super Fund (SMSF)
  • Retirement Planning
  • Not for Profit / Philanthropic Funds
  • Business & Personal Insurance / Wealth Protection

Our vision at Positive Dynamics is to provide Australians with wealth management and wealth strategies, to create the income they desire in retirement. From our experience, when people have financial confidence, there is a positive correlation with health and relationships. It is our vision at Positive Dynamics to give more Australians financial confidence so that they too can enjoy improved health and good healthy relationships.

When we unpack the reasons that people lack financial confidence, we have discovered a few consistent reasons:

Many Australians are time poor. They are dedicated to their family and career and have little time for wealth maximisation.

Many Australians lack financial education. We are not taught wealth maximisation strategies at school, and to our detriment many of us take advice from our parents, family or friends. Quite often the person giving the advice has no financial qualification and has not achieved financial freedom.

Many Australians do not have a Trusted Adviser. With horror stories hitting the news headlines over the years, and the Royal Commission into the banking sector which lead to the closure of almost all bank Financial Planning departments there is no surprise that people are unsure on who to trust.

Many Australians fail to take action. For some people action and change can be a very fearful move. Sometimes it can feel better doing nothing than taking action.

It is our mission at Positive Dynamics to break through these barriers. We understand that most Australians do want to maximise their wealth and our friendly team will be as patient as required to provide our clients comfort in the strategies we implement. It is for these reasons that we are passionate and committed to helping our clients create a clear and bold vision for their future. Our firm has been helping people achieve results since the firm was established in 2006. A financial planner at Positive Dynamics can work with you to make your dreams a reality.

Our Clients

I am very happy with the level of service provided by Positive Dynamics, especially Hardik and Hayley. Their expertise has been of a very high standard in helping me through the processes of superannuation investmentsIt is customer focussed outcomes that Positive Dynamics provide their clients.I can highly recommend them to provide all prospective clients with a similar outcome
Warren Roseler
Warren Roseler
05:06 22 Apr 24
I am very happy with the level of excellent service provided by Positive Dynamics, especially Hardik and Hayley. Their expertise and availability has been outstanding in helping me through the processes that I was going through.It is wonderful that Positive Dynamics are able to provide such personalised service in the local community.
Lis Gilmour
Lis Gilmour
04:09 13 Mar 24
We have been with Positive Dynamics for many years now and have always found Vanessa and staff very knowledgeable and helpful in all facets of investing, superannuation, insurance and setting a course to our long term goals.They are always accessible and very prompt in actioning and responding to requests or implementing changes to our financial well being. Through situations such as COVID or minuscule interest rate returns they are constantly seeking solutions or alternatives to make better.We would highly recommend that anyone seeking to make their hard earned investments work even harder should contact them and see how they can also improve and simplify their financial affairs.Paula & Daryl E.
Paula Estall
Paula Estall
07:25 10 Mar 24
Deslie Christensen
Deslie Christensen
16:23 04 Feb 24
Vanessa and her team are highly professional and have exceeded all my expectations with financial planning for my elderly parents. They have not only recommended a professional financial plan, but have gone above and beyond with their service to my parents who are both in a fragile state. Vanessa and Hayley are professional, caring, compassionate and lovely. It’s so nice to see a company that exceeds customer expectations - as a savvy businessman, they have my highest recommendation if you’re looking for a professional financial planner!
Steve Romer
Steve Romer
02:20 04 Feb 24
My wife and I have been with Positive Dynamics since late 2016 and have been more than happy with the level of service and quality of advice. From our perspective they are a large enough Company to be able to resource a sufficient number of capable staff which allows them to undertake continuous market research, and at the same time a small enough Company to be able to maintain prompt personal service when attending to our requests from time to time. We are totally at ease knowing that our investments are in good hands. Hardik is customer service oriented, something that is missing in many other businesses
Terry Orchard
Terry Orchard
21:45 18 Jan 24
Xavier Quenon (Go Mortgage)
Xavier Quenon (Go Mortgage)
08:50 05 Jan 24
Exceptional Financial Advice.I recently approached Positive Dynamics for advice on our personal financial structure and goals, and what a positive experience we’ve had.Their ability to provide tailored, personalized advice on my finances was simply exceptional. They took the time to understand my unique financial situation, goals, and risk appetite, creating a strategic plan that perfectly aligned with my family situation and needs.I was particularly impressed with their attention to detail. Their comprehensive approach left no stone unturned, leaving me with a real confidence in the decisions we made together.But what truly sets them apart for me was the time and passion the team put into the discussions. I wholeheartedly recommend Vanessa, Dane and Hardik to anyone seeking expert guidance and support. Their exceptional level of service, personalized advice, and genuine care for their clients' is first rate.
Robert James Egan
Robert James Egan
21:43 03 Nov 23
I just had another informative meeting with Hardik. As I transition to retirement Hardik has looked after me & I feel secure in his advice. We have built a fabulous relationship over the years. Thank you Hardik.
Judy Cooper
Judy Cooper
02:42 08 Sep 23
Vanessa and her team at Positive Dynamics are amazing, in every possible way. They look after you as if you were part of their family, and that is how you feel when you enter the office. Thank you Vanessa for everything.
Lorraine Donkin
Lorraine Donkin
04:42 17 Jun 23
Natalie and the team have been fantastic the whole way through. I have received expert advise which has helped me make the right financial decisions and provided a clear strategy for me and my family. Thank you for all that you do. Ben
Ben Carpenter
Ben Carpenter
00:18 04 Apr 23
I have just had my annual review with Natalie and as always I come away feeling satisfied and confident. I appreciate all the effort that goes into obtaining the best possible outcomes with respect to the investment made on my behalf. Thank you Natalie and all at Positive Dynamics for being so patient and professional.
Mary Notaras
Mary Notaras
01:56 20 Mar 23
Outstanding service, knowledgeable a with a professional personal approach. Highly recommend
Ray Hawes
Ray Hawes
19:00 17 Mar 23
Natalie Virr has been looking after our superannuation for several years. I just leave it up to my wife to attend the meetings however today we both went and I was pleasantly surprised with how much I enjoyed it. Natalie was so knowledgeable about past and current economic matters and gave me so much confidence in her ability to manage our investments. I can certainly understand why my wife won't go anywhere else.
John Laval
John Laval
04:01 13 Feb 23
We have been clients of Natalie Virr for many years and have no hesitation in recommending her and Positive Dynamics.
Rosslyn Tredwell
Rosslyn Tredwell
06:30 10 Feb 23
Justine recently assisted myself and my wife with our Superannuation Plan, Life Insurance and TPD Cover - her service, knowledge and communication was Outstanding. Not only did she present us with options, but took the time to explain the investments in simple terms we could understand. We left the meeting feeling confident and glad we made the call to see her. We highly recommend Justine Wilesmith at Positive Dynamics for any Financial Advice and look forward to working with her for many years!!
Dane Carmody
Dane Carmody
06:20 09 Nov 22
A very professional team and very happy with the information discussed with Natalie Virr helping my partner and I with our first financial investment.
Ashleigh Brimblecombe
Ashleigh Brimblecombe
10:01 19 Sep 22
We have been with positive dynamics for a long time, vanessa started with us when the company was very new and she is amazing, Natalie Virr looks after us now and we are very happy, always listens and very helpful as well, keep up the good work.
Toni Lee
Toni Lee
08:12 13 Jul 22
Positive Dynamics were great to deal with! They presented my wife and I with clear information and were always available whenever we had any questions. We recommend them to anyone looking for assistance regarding insurances, superannuation or financial planning.
Ben Lynagh
Ben Lynagh
00:52 13 Jul 22
David Langley
David Langley
05:31 04 Jul 22
I am very impressed with the service and professionalism of Justine and the whole team at Positive Dynamics. From the very start, Justine was fantastic at explaining the options available for my Superannuation, Personal insurances and other investment opportunities. I highly recommend Justine for your Financial Planning needs.
Chris Jones
Chris Jones
08:50 28 Jun 22
Our experience with the team, especially Natalie and Emily, has always been very professional. The advice we have received has been reflective of the expertise and knowledge base that is gained from experience and a sound understanding of the current trends in financial planning. Both have endeavoured to provide the best outcome for a situation that was unique to our situation. Thank you very much for guiding us in the best direction for our financial future.
Mick Kolka
Mick Kolka
08:12 27 Jun 22
My mother has been a client of Positive Dynamics for many years now.Natalie Virr has shown a great deal of dedication in ensuring that my mother's best interests were always taken care of. She has a kind and caring disposition and was always willing to spend the time needed to ensure that all details the financial planning was understood.From the level of service offered thus far I can see that Positive Dynamics will continue to tend to our financial service needs for our family for many years to come.
Lindsay Cale
Lindsay Cale
00:44 13 Jun 22
Dane, Vanessa, Natalie and the team at POSITIVE DYNAMICS take great care of my Super.I am kept up to date with what’s going on and given plenty of time for any questions I may have.The team at Positive Dynamics are friendly, polite, courteous, and efficient.My questions are always answered in a way I can understand and I am confident that I haveup to date information to assist me in making the best financial decisions.I would rate POSITIVE DYNAMICS very highly for everything they have done for me in the past and looking forward to my future.Many thanks.Rhonda
Rhonda Jansen
Rhonda Jansen
02:49 27 Apr 22
We have been with Positive Dynamics for many years now and our experience has always been fantastic and completely individualised to our life goals. Team PD has enabled us to be in the best possible financial position for our families future!
MC
MC
13:00 26 Apr 22
Justine and the team at Positive Dynamics were fantastic. They were able to go above and beyond what we had hoped. We were able to purchase shares and set up our kids future without lifting a finger. We will continue to use their services moving forward. Thanks again.
David Meehan
David Meehan
02:02 17 Jan 22
Positive dynamics has helped my family prepare for the future and make sure we have a strong, considered and diverse investment portfolio. They offer the most up to date insurances and push for value. Plus there is constant consultation and communication on all financial management aspects.Vanessa leads an exceptional team!
Kate Limbach Clarke
Kate Limbach Clarke
05:44 22 Dec 21
Strong growth with a customer focused business
Stephen Christensen
Stephen Christensen
05:53 20 Dec 21
I was referred to the team at Positive Dynamics just over 1 year ago (can’t thank that friend enough).Vanessa was my first point of contact undertaking my initial financial review and setting me on a wealth building pathway.Earlier this year Natalie took over as my financial advisor “Go To Guru” and has assisted me through a major transition from redundancy into semi retirement and back into the work force. Throughout this time of flux Natalie’s ongoing support and knowledgeable advice ensured that my portfolio continued to grow and was positioned to align with my changing financial circumstances.I highly recommend this dynamic approachable professional team.Thank you Natalie for a friendly voice on the end of the phone and your sage investment advice!
Joanne Ricardi
Joanne Ricardi
05:34 07 Dec 21
Vanessa and Justine have been amazing. Very helpful and super knowledgable, I definitely recommend them for all your financial needs 🙂
Maddi McCarthy
Maddi McCarthy
07:22 25 Oct 21
The team at Positive Dynamics have been patient and professional all along. I'm looking forward to a fruitful years ahead.
Kishore Chintoju
Kishore Chintoju
11:34 21 Oct 21
I have worked with Vanessa and the team at Positive Dynamics for over 10 years and have always found them to be professional, friendly and accessible.I have recommended them to friends and associates in the past and will continue to do so as I believe in and support their work ethic.I have benefited greatly from Vanessa's advice and assistance which has helped me achieve a strong position with my super fund and look forward to continuing the relationship.
Mandy Ross
Mandy Ross
04:33 21 Sep 21
I have dealt with multiples staff members at Positive Dynamics and they have all been extremely helpful and professional. They have shown integrity in our dealings and I have recommended many family and friends who have benefited from their advice. Richard.
Richard Lomax
Richard Lomax
04:21 01 Sep 21
Very professional service, easy to understand detailed presentation, just great people to do business with.
Roger Kearney
Roger Kearney
06:18 23 Aug 21
I transferred my superannuation investment to Dane and Vanessa at Positive Dynamics back in November 2017 and have never regretted that move. Positive Dynamics is big enough to be able to provide the best and most up to date financial advice , but also small enough to also be able to provide old fashioned personal service . The strategy initially put in place by Vanessa has been reviewed regularly to fine tune to ensure that not only am I comfortable with my investment portfolio, I find myself actively championing Positive Dynamics to my family and friends . Thank you Dane and Vanessa for your professionalism , and a special thank you to Hardik and Hayley for their always prompt responses to my enquiries and requests.... nothing is ever too much to ask !
Anne Mcmaster
Anne Mcmaster
01:07 20 Aug 21
Julie Brosnan
Julie Brosnan
06:16 22 Jul 21
Vanessa has looked after our portfolio for over 10 years and guided us through the periods of superannuation growth and our transition to retirement. We love it when a plan comes together. Highly recommended.
Ross Chalmers
Ross Chalmers
00:37 20 Jul 21
I lost my husband tragically last year and found myself in a very unknown and scary situation of which I knew nothing, namely finances, as this was something that I had never dealt with and had no idea where to start or what to do. Positive Dynamics came very highly recommended to me, by old trusted friends and Vanessa and Justine were incredibly patient, supportive and answered all my questions and fears.They are an absolute pleasure to deal with, very professional , responsive and keep me informed on a regular basis.
Debbie Kriel
Debbie Kriel
22:02 15 Jun 21
I started with Positive Dynamics two years ago at the same time as buying a new home. I have never been great at organizing my financial affairs and keeping track of what or where they should be let alone understanding how to maximize and improve my overall position. Working with Vanessa and team I have developed a new confidence in my financial future. They have helped me from restructuring my superannuation in a way that significantly outperformed my default provider through to letting me know that the interest rate on my mortgage was significantly above market. They even helped by calling my previous loan broker for me to initiate re-financing that simplified the whole process. The team has made things easier for me to understand and put strategies in place to further improve my position. I wish I joined them earlier and highly recommend others to do the same.
Mark Porter
Mark Porter
12:27 07 Jun 21
The crew at Positive Dynamics are simply the best, Everything was easy right from the first consultation.They have set us up for a comfortable retirement, always their if we need them, their communication is perfect.Very Happy
John Race
John Race
07:16 04 May 21
Great customer relations, kept well informed.
Garry O'Brien
Garry O'Brien
02:27 01 Mar 21
Justine, Darren, Hayley, Vanessa and the rest of the team have been looking after our finances for the past five years. We really appreciate their vast experience and advice to help us make the most of our hard earned dollars. They take the time to thoroughly explain where we are at and goals for the future. They are quick to get back to us about any questions that we have and refer us to other people if needed. It is a load off our minds to be able to trust the team at Positive Dynamics to do all they can to help us manage our money.
Carolyn Mikl
Carolyn Mikl
11:08 15 Jan 21
I would like to thank Hardik and everyone for helping me with my TPD claim. Very much appreciated. Thanks for everything hope you all have a merry Christmas and a happy new year Thanks to you all
Lockie Lawrence
Lockie Lawrence
06:53 10 Dec 20
Positive Dynamics are an awesome team of people friendly happy feeling when you visit them. We found them very knowledgeable and positive. We wished we had been with them years ago. We left our last financial Planner and selected positive dynamics best ever move. It was complicated shift but Natalie was awesome and sorted it all out for us. We recommend this team with full confidence.. We are only new with them but are so pleased we chose them .
mira parkinson
mira parkinson
10:07 02 Dec 20
Having been a client of Positive Dynamics during my working life , transition to retirement, and now retirement, I have been very happy with the service, advice, and results. I am delighted to work with Vanessa, and applaud the company having so many other women in high ranking positions.I recommend Positive Dynamics , and thank them for having my bases covered for retirement and particularly for the year that was 2020!!!
Bobbie Richardson
Bobbie Richardson
01:53 17 Nov 20
Past dealings with financial advisors had not been great and as a result, our retirement nest egg was not being utilised to its fullest potential.My partner and I met Vanessa through a mutual acquaintance. We were quite hesitant to get on the “Financial Planner Merry Go-Round”, but realised we needed to do something to increase our retirement nest egg to a comfortable level.We have been with Vanessa (Positive Dynamcis) for some years now. Vanessa has given us strong solid advice and has guided us in our financial matters and we are now reaping the benefits of this advice which in turn is giving us a more comfortable retirement.We are both retired now, and we are happy to not have any financial worries due to Vanessa’s knowledge and guidance. We would thoroughly endorse Positive Dynamics to anyone seeking to secure their financial future.
Virginia Frood
Virginia Frood
00:52 13 Nov 20
Sue and I have been clients for more than 15 years. Dane, Vanessa and their team have been more like family over that period. Their advice has been second to none and helped formulate strategies that enabled Sue to retire years earlier than expected and for me to have a comfortable retirement. We thoroughly recommend them as advisers as they will take you to the next level and treat you like family.
Ray Stanley
Ray Stanley
22:32 12 Nov 20
We have recently engaged Positive Dynamics as our Financial Advisors, in particular Justine Wilesmith. Justine was patient and very informative when it came to our individual needs. The whole experience was a pleasure from beginning to end. Very professional and supportive. I would recommend Positive Dynamics to any wanting to engage a Financial PlannerThank you Justine.
Cheryl Beveridge
Cheryl Beveridge
00:18 16 Oct 20
Positive Dynamics have been super helpful setting us up with the right financial advice and even tailored the products to be 100% ethical which was very important to us.
Elliott McRobert
Elliott McRobert
22:54 15 Oct 20
I found the whole experience of having my retirement plans set up by Natalie Virr and the rest of the team extremely satisfying, the friendliness and professionalism second to none!
Maree Laval
Maree Laval
08:56 12 Oct 20

Positive Dynamics is one of Australia’s leading, award-winning Wealth Management and Strategic Planning firms.

We have been serving our community for almost two decades. Working with clients through all aspects of their financial decisions, we take great pride in designing bespoke investment portfolios that deliver on our clients dreams, goals and objectives.

To help our clients achieve optimum wealth creation, asset protection & effective financial streaming we offer a range of services and solutions:

  • Wealth Management
  • Financial Planning
  • Superannuation, including Self-Managed Super Fund (SMSF)
  • Retirement Planning
  • Not for Profit / Philanthropic Funds
  • Business & Personal Insurance / Wealth Protection
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