What does your financial future look like?

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For many people, thinking about their financial future can seem daunting, uncertain and may even be the cause of a few sleepless nights. But with the right planning and measures in place, you really don’t need a crystal ball to predict what your financial future holds.

By taking the time to educate yourself on best financial practices, as well as seeking professional guidance from your financial advisor, you will find yourself better equipped to make important decisions about your future.

So what elements need to be factored in when executing best financial practices?



Income is the obvious starting point for financial planning. Tax requirements, periods of unemployment and salaries all heavily influence our financial position, so there’s no denying that the jobs we hold throughout our lives will impact our bank balance in one way or another.

You might have already asked yourself questions such as; how long do I need to work for? When would I like to retire? How financially secure will I be when I eventually do retire? But none of these questions can be answered without the careful consideration of your working life. After all, money doesn’t grow on trees.



We all know tomorrow isn’t promised, however we also don’t want to hit our retirement years without a cent in the bank. That’s why finding the right balance between saving and spending is key to living a secure and happy life.

Financial security means something different to everyone, whether it’s in preparation for a growing family, having a comfortable retirement or becoming debt free. But understanding your cashflow, learning the vital life skill of budgeting and having the right saving processes in place makes all the difference when it comes to assessing your financial future.



Investments can be a great way to make your money work for you for the long-term and build your wealth. However, as the value of assets can fluctuate, it is extremely important to understand the purpose of your investment (e.g. long-term financial freedom). By understanding that your investment is long-term, you will be able to ‘keep your cool’ in down fluctuating markets and avoid making make rash decisions. Remember, you never want to cement a loss by selling in a down market!

It is never to early or late to become an investor, but it is fundamental that you do your research beforehand and get professional advice. If you are new to investing it can be tricky to know where to start, so check out our blog A Beginners Guide To Investments for more information.


Financial Advice

A good financial advisor, such as the professionals at Positive Dynamics, keeps up-to-date on the latest financial trends and knowledge in the industry to help you make smarter decisions with your money. Not only will they reinforce your financial goals, but also offer you support and guidance that will lead you down a strategic path to a successful financial future.

Looking after your finances is a life-long skill that will set you and your family up for the lifestyle you desire. You can start making the right steps today to turn your financial future into something that is both predictable and secure. To discuss your finances, or to book in a time to speak to one of our advisors, please contact us on 1300 784 084.  

Dane Jansen
Dane is a Managing Partner/Responsible Manager at Positive Dynamics. He embraces his leadership skills to provide guidance to his clients giving them the confidence and conviction to achieve financial success.
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